Frequently Asked Questions

The XM Insurance Agency hunts for lower insurance rates to provide affordable insurance solutions across auto, home, health, life, dental & commercial coverage. We compare policies to find you lower rates and personalized protection, so you never overpay! 

All of them. The XM Insurance Agency offers Health, Auto, Home, Renters, and Commercial policies through several Triple-A carriers like Geico, Blue Cross Blue Shield, Progressive, etc. and makes sure you only pay for what you absolutely need.

To begin the process for coverage, fill out the interest form at the top or bottom of the website or, call or text our customer service team (on the contact page).

Yes! Just specify when speaking with an agent or filling out the interest form that you already have healthcare providers you want to keep and we'll find the plan that they accept.

For health, coverage starts on the 1st of the month after you apply. Example, if you apply for coverage on June 2nd, your coverage will start July 1st.

Home & Auto start on the day of purchase.

You can apply for coverage with the XM Insurance Agency 365 days out of the year. Just fill out the interest form. You don't have to wait for open enrollment.